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	<title>Comments for Student Credit Cards</title>
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	<link>http://www.student--creditcards.com</link>
	<description>Helping students pick a credit card</description>
	<lastBuildDate>Mon, 31 May 2010 22:33:45 -0400</lastBuildDate>
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		<title>Comment on How to be forgiven student loan debt? by michellereducf</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-371</link>
		<dc:creator>michellereducf</dc:creator>
		<pubDate>Mon, 31 May 2010 22:33:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-371</guid>
		<description>student loan debts can never be forgiven.  there are actually considered good credit so you really need to find a way to pay.  the loan rates are very minimal considering other rates.  try calling your lender and get a deferment or forbearance.</description>
		<content:encoded><![CDATA[<p>student loan debts can never be forgiven.  there are actually considered good credit so you really need to find a way to pay.  the loan rates are very minimal considering other rates.  try calling your lender and get a deferment or forbearance.</p>
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		<title>Comment on How to be forgiven student loan debt? by cas</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-370</link>
		<dc:creator>cas</dc:creator>
		<pubDate>Sat, 29 May 2010 02:38:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-370</guid>
		<description>As far as I know the only way to be forgiven a student loan is to prove total disability, meaning you are unable to work at all.  As the other poster mentioned, not even filing bankruptcy will wipe out a student loan.  I have a friend trying to get his forgiven - he hasn&#039;t worked in 4 years but all they keep doing is giving him extenstions.  If you can prove financial hardship you may be able to do the same - just keep getting extensions.  This at least freezes the balance - during the extension no interest is charged.  Not sure of your situation but maybe this would buy enough time to save some money to pay it off.

Good Luck!</description>
		<content:encoded><![CDATA[<p>As far as I know the only way to be forgiven a student loan is to prove total disability, meaning you are unable to work at all.  As the other poster mentioned, not even filing bankruptcy will wipe out a student loan.  I have a friend trying to get his forgiven &#8211; he hasn&#8217;t worked in 4 years but all they keep doing is giving him extenstions.  If you can prove financial hardship you may be able to do the same &#8211; just keep getting extensions.  This at least freezes the balance &#8211; during the extension no interest is charged.  Not sure of your situation but maybe this would buy enough time to save some money to pay it off.</p>
<p>Good Luck!</p>
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		<title>Comment on How to be forgiven student loan debt? by justagrandma</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-369</link>
		<dc:creator>justagrandma</dc:creator>
		<pubDate>Fri, 28 May 2010 01:10:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-369</guid>
		<description>No, surely you make enough money to pay back your debt. 
Do you pay more than you have to each month? Is this just part of a pattern of debt that you are having difficulty with?
You may need more debt help than with just this debt.
Why, when so many have a school debt, and I did too by the way, should you be forgiven? You got the education, you have used it, fair is fair, pay it back.</description>
		<content:encoded><![CDATA[<p>No, surely you make enough money to pay back your debt.<br />
Do you pay more than you have to each month? Is this just part of a pattern of debt that you are having difficulty with?<br />
You may need more debt help than with just this debt.<br />
Why, when so many have a school debt, and I did too by the way, should you be forgiven? You got the education, you have used it, fair is fair, pay it back.</p>
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		<title>Comment on How to be forgiven student loan debt? by tikababy</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-368</link>
		<dc:creator>tikababy</dc:creator>
		<pubDate>Wed, 26 May 2010 06:07:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-368</guid>
		<description>Have you tried to transfer it to a low interest credit card?  It is an option.  Those don&#039;t go away.</description>
		<content:encoded><![CDATA[<p>Have you tried to transfer it to a low interest credit card?  It is an option.  Those don&#8217;t go away.</p>
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		<title>Comment on How to be forgiven student loan debt? by Sharon M</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-367</link>
		<dc:creator>Sharon M</dc:creator>
		<pubDate>Mon, 24 May 2010 13:55:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-367</guid>
		<description>I&#039;d love an answer to this as well. I have been looking for a job for months now and it doesn&#039;t look good. And my loans are already in default. There has to be a way.</description>
		<content:encoded><![CDATA[<p>I&#8217;d love an answer to this as well. I have been looking for a job for months now and it doesn&#8217;t look good. And my loans are already in default. There has to be a way.</p>
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		<title>Comment on Can i rebuild my credit without a car loan? by A. Rav</title>
		<link>http://www.student--creditcards.com/2010/05/can-i-rebuild-my-credit-without-a-car-loan/comment-page-1/#comment-150</link>
		<dc:creator>A. Rav</dc:creator>
		<pubDate>Sat, 22 May 2010 08:18:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/can-i-rebuild-my-credit-without-a-car-loan/#comment-150</guid>
		<description>yea just get a regular loan from the bankl</description>
		<content:encoded><![CDATA[<p>yea just get a regular loan from the bankl</p>
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		<title>Comment on How to be forgiven student loan debt? by bill w</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-366</link>
		<dc:creator>bill w</dc:creator>
		<pubDate>Fri, 21 May 2010 14:02:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-366</guid>
		<description>Try calling those debt/bankruptcy aid firms.  I see their ads around all the time.</description>
		<content:encoded><![CDATA[<p>Try calling those debt/bankruptcy aid firms.  I see their ads around all the time.</p>
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		<title>Comment on Can i rebuild my credit without a car loan? by OMG</title>
		<link>http://www.student--creditcards.com/2010/05/can-i-rebuild-my-credit-without-a-car-loan/comment-page-1/#comment-149</link>
		<dc:creator>OMG</dc:creator>
		<pubDate>Wed, 19 May 2010 11:48:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/can-i-rebuild-my-credit-without-a-car-loan/#comment-149</guid>
		<description>yes but check with your attorney first they will give you all the pro&#039;s and cons</description>
		<content:encoded><![CDATA[<p>yes but check with your attorney first they will give you all the pro&#8217;s and cons</p>
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		<title>Comment on How to be forgiven student loan debt? by rachel</title>
		<link>http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/comment-page-1/#comment-365</link>
		<dc:creator>rachel</dc:creator>
		<pubDate>Wed, 19 May 2010 01:06:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/how-to-be-forgiven-student-loan-debt/#comment-365</guid>
		<description>even bankruptcy doesn&#039;t wash out student loan debt.... good luck</description>
		<content:encoded><![CDATA[<p>even bankruptcy doesn&#8217;t wash out student loan debt&#8230;. good luck</p>
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		<title>Comment on Do you have to have good credit to get a student visa card? by MM</title>
		<link>http://www.student--creditcards.com/2010/05/do-you-have-to-have-good-credit-to-get-a-student-visa-card/comment-page-1/#comment-99</link>
		<dc:creator>MM</dc:creator>
		<pubDate>Sat, 15 May 2010 11:53:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2010/05/do-you-have-to-have-good-credit-to-get-a-student-visa-card/#comment-99</guid>
		<description>Discover student is pretty good for students.</description>
		<content:encoded><![CDATA[<p>Discover student is pretty good for students.</p>
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