Student Credit Cards » Credit Cards

Can i rebuild my credit without a car loan?

admin — Sun, 16 May 2010 13:32:41 +0000

If i file bankruptcy, can i still rebuild my credit without a car loan? I want to purchase a paid off car and get liability insurance. I still have a student loan and 2 credit cards, i’m planning to keep them to rebuild my credit. Will these get me to 700s after 2-3 years of paying on time?

Do you have to have good credit to get a student visa card?

admin — Sat, 08 May 2010 06:15:13 +0000

right now im in school and my credit isnt really good i owe student loans does anyone know were i can get a student credit card without a credit check

What are the benefits of having a good credit score?

admin — Wed, 05 May 2010 21:33:58 +0000

I’m a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my good credit.

So are there any additional advantages to having a good credit score than easily getting approved for credit cards and getting large credit lines? Does it also project to any type of loans (i.e. it is easier to get approved for a car loan with a lower interest rate) or something?

How do I build credit of I keep getting turned down by credit cards?

admin — Thu, 22 Apr 2010 10:02:20 +0000

I’ve applied to so many college student credit cards and keep getting turned down. Its bull!
I’ve applied to so many college student credit cards and keep getting turned down. Its bull!
And i can’t used things such as creditreport.com because they ask for my credit card number, which btw if you cant tell by my problem, I don’t have one!

Poor College student being sued by credit card company?

admin — Fri, 16 Apr 2010 00:16:45 +0000

I’m a 24 year old college student that stupidly got a credit card, maxed it out, and then couldn’t afford the payments. I stopped paying and just found out I’m being sued by the credit card company. I think I originally owed them $1000.00.

I’m a student, I make (if I’m lucky) $500.00 a month. I can’t afford a lawyer and don’t know what to do. I don’t even know how much they are suing me for because I haven’t gotten the suit yet. I just found out online.

Anyone have advice?

Credit Card Question from poor college student?

admin — Sat, 10 Apr 2010 04:02:13 +0000

I am currently a college student and I have had a bank of America Student Credit card with a 700.00 credit limit for about a year. I have been using the credt card occasionally and then paying the charge off immidietly from funds in my checking account with my banks online bill pay service. I suppose Im using the card a bit like a manual debit card. My question is will I build a good credit score this way or do I need to pay some interest somewhere? Im pretty sure the card has no annual fees but Im sure it has a high APR. Any thoughts?

Student Credit Card debt on two cards – 5k ea?

admin — Thu, 08 Apr 2010 08:33:49 +0000

My brother is in school full time. He has canceled the cards, but the amt. due is not decreasing with the min. payment he can afford. At what point will the credit card company settle for 1/2 the amt due (or some type of settlement) because it keeps earning interest – -accts are not in collections
discover card/ chase

I finally am paid up on a student loan that’s ruined my credit.how long til it gets better?

admin — Wed, 07 Apr 2010 11:15:43 +0000

I have been past due for monnnnthsss and i pay them money every month (it’s 300 month regularly…..and i was about 1,900 past due from when I was down on my luck) and have been doing good and have finally been able to pay it down so I’m not behind but they report it to the credit bureau like every 30 days when it’s past due….. My credit score went from a 703 to 560 in a year because of this!!! I’m finally paid up….who do I write letters to and what do I send to let the credit bureaus know that I’m no longer behind?? I want my credit score to start improving immediately so I can buy a house! How long does it take for a credit score to improve? I have a car loan…student loans….one credit card and steady good job…have been paying allll bills in my name early and on time for the past year and have finally caught up with that one student loan. THANKS!!

I wanted to apply for a credit card at La Curacao? Will that help out my credit history?

admin — Mon, 05 Apr 2010 09:15:02 +0000

I’m a student and I work part time. I haven’t been approved by any credit card, even the student ones. I heard anyone is given credit there, so I wanted to know that if I bought something there I’d have an improved credit history, which would aid in being approved by other credit card companies.

intrest deduction on studnet credit card?

admin — Tue, 23 Mar 2010 05:41:47 +0000

I have a student credit card that charge me a intrest of unpaid balance, Can I deduct those intrest when I file a taxes?
I am full time student college