Comments on: First time renting with credit score of 592, college student, Help?

By: geo i

geo i — Wed, 24 Feb 2010 17:54:51 +0000

First make sure you have a credit report that is not 90days old so you can just make copies of it, so you can just Hand it to the apartment management, reason why each time somebody pulls your credit your score will drop
and just expect to pay a highly deposit because of your fico being a 592

By: T-girl

T-girl — Wed, 24 Feb 2010 12:07:49 +0000

You should show them a copy of the identity theft problem as well as proof that you have paid cc and sl, maybe they’ll cut you a break seeing that technically you were not the one who ruined your credit.

By: nimisisprime

nimisisprime — Sun, 21 Feb 2010 06:27:32 +0000

You may exp. some discrimination due to your credit but remeber, in renting , money talks, (big money talks even louder and big money + a countinuing income screams) as long as you have a job and some reserves you should be ok

By: Becky M

Becky M — Thu, 18 Feb 2010 12:04:01 +0000

It depends on the apartment complex’s requirements. At mine, they don’t look at the credit score, it just has to be 50% favorable. You also have to make 3 times the rent a month. SInce this is the first time you are renting, you may have to have a co-signer, like your parents for example. You’re doing good by having money saved up for rent, deposit and bills. Just check with the apartment office and see what their requirements are. Good luck!

By: tkquestion

tkquestion — Wed, 17 Feb 2010 21:00:29 +0000

My only suggestion to you is to bring any official paper you may have about you being the victim of identity theft. Show the prospective landlord the paper and explain why your credit score is low.