What is the best first credit card for a college student?

January 27th, 2010 | by admin |

I’m looking around for a good credit card to help build up my credit in the next year to help for later on when buying a car, and for now when I buy a dell laptop which I need good credit for the monthly payment option.

What’s one that doesn’t cost a lot, is good for a freshmen college student, and offers the best plan.

(Note: This credit card will mainly stay in my moms freezer unless its an emergancy and I’d like to keep good credit so no cards with pricey payment plans)

thanx!
Does wachovia offer credit cards to their users of their bank or a line of credit as you say.

  1. 4 Responses to “What is the best first credit card for a college student?”

  2. By escarlet on Jan 27, 2010 | Reply

    Get a card through your bank. I was declined everywhere else (like American Express, Capitol One, ect) because I never had credit. But my bank gave me a line of credit which is probably the best way to go.

    I would contact Wachovia and ask them if they offer a line of credit.
    I can’t honestly say for sure because I don’t go through them.
    But I can’t see why they wouldn’t.

  3. By Stephanie on Jan 29, 2010 | Reply

    Capital One worked great for me!! No interest for a year. I actually used that as my first credit card when I went off to college too. It helped me to pay for all my immediate expenses like a computer and living necessities when I moved into my apartment. And I was able to pay it all off within a year so I didn’t even have to pay interest. Very plain and simple plan. I would definitely suggest it for building credit.

  4. By aaron on Jan 30, 2010 | Reply

    I would get a Credit card through a Credit Union they are easy to join and the intrest rate should be low. the only thing is all credit cards charge you an inactivity fee if you don’t yous them so many times a year. so watch out for that. also if you want to build your credit up don’t just let the card sit there use it once and a while and pay it right off so you don’t have to pay any intrest. try and stay away from the cards that offer 0% intrest for 1 year and cards to good to be true they most likely are to good to be true and there are hidden fees and clauses on everything.

  5. By Kon on Jan 30, 2010 | Reply

    you might want to get a student card it’s the easiest one to get.
    you can go here to compare them, pick one that is right for u

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