Comments on: I have tried student and all types of credit cards, but can’t get approved?

By: 2blessedby3

2blessedby3 — Mon, 21 Dec 2009 23:01:32 +0000

Go to CrownJewelers.com they will give you a 2500.00 trade line with no credit check that is the start to new credit or the re-building of bad credit, once you purchase something so very in-expensive and make the down payment, they will start reporting to the credit bureaus, this will open the doors for other creditors, depending on what is on your credit report, even with baddies everyone is accepted, good luck!

By: $m¤¤v¥ £¤¢¤

$m¤¤v¥ £¤¢¤ — Sat, 19 Dec 2009 04:01:17 +0000

While there are some unsecuredd credit cards out there (i.e. First Premier, Tribute, Salute, etc) that are easy to get approved for, the problem with those cards is that you’re charged ridiculous fees that use up the available credit on the card before it’s even mailed out, making it almost useless, until those fees are paid.

I agree with the other posted in that secured credit cards are the best credit card overall to build credit. You do have to use your own money as collateral to establish a matching credit line, but at some point later on, it’s given back as long as the account’s in good standing. Another benefit is that there’s more control over the credit limit, since it can be increased by adding to the deposit.

By: Jenny S

Jenny S — Thu, 17 Dec 2009 21:23:27 +0000

You have to apply for cards designed for people with no/bad credit. Those are easy to get approved for and once you maintain good history with those cards, you should be eligible for other credit cards after few months because you’ll have established credit then. I found some cards for people with no/bad credit at the following site. Apply there…

By: Vampir V

Vampir V — Thu, 17 Dec 2009 15:56:10 +0000

There must be a reason for the deny of your applications. maybe you should change ’something’ in your life first.

By: Sand Bag

Sand Bag — Tue, 15 Dec 2009 20:13:09 +0000

You are not getting approve because you either have no credit history or have negative credit. Here are ways to get a secured card and build credit in no time.

By: Bob C

Bob C — Tue, 15 Dec 2009 17:15:30 +0000

Get a secured credit card. Basically, you open up a bank account which becomes the security. Then, you get a charge card with a credit line that equals your bank account balance.

Buy small things, pay them off and don’t be late. In about 6 months, you’ll start to have positive credit.

These cards are available at most larger banks.