I have tried student and all types of credit cards, but can’t get approved?
December 12th, 2009 | by admin |I have applied for various credit card and even student cards and almost every local retailer near me but they all deny my application. Whats another way of starting my credit if no one wants to give me credit?
6 Responses to “I have tried student and all types of credit cards, but can’t get approved?”
By Bob C on Dec 15, 2009 | Reply
Get a secured credit card. Basically, you open up a bank account which becomes the security. Then, you get a charge card with a credit line that equals your bank account balance.
Buy small things, pay them off and don’t be late. In about 6 months, you’ll start to have positive credit.
These cards are available at most larger banks.
By Sand Bag on Dec 15, 2009 | Reply
You are not getting approve because you either have no credit history or have negative credit. Here are ways to get a secured card and build credit in no time.
By Vampir V on Dec 17, 2009 | Reply
There must be a reason for the deny of your applications. maybe you should change ’something’ in your life first.
By Jenny S on Dec 17, 2009 | Reply
You have to apply for cards designed for people with no/bad credit. Those are easy to get approved for and once you maintain good history with those cards, you should be eligible for other credit cards after few months because you’ll have established credit then. I found some cards for people with no/bad credit at the following site. Apply there…
By $m¤¤v¥ £¤¢¤ on Dec 19, 2009 | Reply
While there are some unsecuredd credit cards out there (i.e. First Premier, Tribute, Salute, etc) that are easy to get approved for, the problem with those cards is that you’re charged ridiculous fees that use up the available credit on the card before it’s even mailed out, making it almost useless, until those fees are paid.
I agree with the other posted in that secured credit cards are the best credit card overall to build credit. You do have to use your own money as collateral to establish a matching credit line, but at some point later on, it’s given back as long as the account’s in good standing. Another benefit is that there’s more control over the credit limit, since it can be increased by adding to the deposit.
By 2blessedby3 on Dec 21, 2009 | Reply
Go to CrownJewelers.com they will give you a 2500.00 trade line with no credit check that is the start to new credit or the re-building of bad credit, once you purchase something so very in-expensive and make the down payment, they will start reporting to the credit bureaus, this will open the doors for other creditors, depending on what is on your credit report, even with baddies everyone is accepted, good luck!