Cancelling a credit card I’ve never used- How do I do it?
October 26th, 2009 | by admin |Ok, so I’m a college student, I got roped into filling out a credit card app. to get something free. I did and got my card while I was on vaction about 2 weeks ago. It’s a CitimtvU card, student card basically. Well, I don’t want the card.
I have been building credit since my senior year of high school, I have 3 other credit cards, of which I really only use one now. I always have paid off my bills as soon as I’ve got them. I’ve read something about watching when you cancel because if you are using a bunch of your credit limit total and you cancel a card worth 1/3 of your total limit, it hurts you. I was wondering if that’s true. For me I have $700 due for one of my cards, but my credit limit is about $10,000 with just the 3 active cards.
Basically my question is, how can I get rid of this card, I haven’t used it, haven’t accessed the website or anything?
Thanks for any help!
2 Responses to “Cancelling a credit card I’ve never used- How do I do it?”
By krazyguy1872003 on Oct 26, 2009 | Reply
i used to have situation like that, what i did was.. i tried to go to internet and search for the site(type the name or what kind of credit card) once you get there, look for there contact no. then call them and tell you are cancelling your card.. thats it!
By John on Oct 27, 2009 | Reply
there’s a customer assistance phone # on the letter that came with the card, call that # and talk to the customer representative who answers your call to cancel your card / account.