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	<title>Comments on: Capital one credit card question?</title>
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	<link>http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/</link>
	<description>Helping students pick a credit card</description>
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		<title>By: Priestess Jean</title>
		<link>http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/comment-page-1/#comment-202</link>
		<dc:creator>Priestess Jean</dc:creator>
		<pubDate>Fri, 25 Sep 2009 00:09:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/#comment-202</guid>
		<description>Capitol One sucks. Pay them off and don&#039;t use the 
card anymore. When you get a better card, close
that account.</description>
		<content:encoded><![CDATA[<p>Capitol One sucks. Pay them off and don&#8217;t use the<br />
card anymore. When you get a better card, close<br />
that account.</p>
]]></content:encoded>
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	<item>
		<title>By: Gem</title>
		<link>http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/comment-page-1/#comment-201</link>
		<dc:creator>Gem</dc:creator>
		<pubDate>Tue, 22 Sep 2009 16:02:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/#comment-201</guid>
		<description>Every time.

Then if you don&#039;t pay your minimum balance PLUS the late fee, they will charge you another late fee on top.  Also, many card agreements allow them to increase your interest rate up to 40% if you default.  Going over your limit or being late is a default.

Pay the card off and quit using it, do yourself the favor before you find yourself with no job and $5000 in the hole paying 30% interest or higher.</description>
		<content:encoded><![CDATA[<p>Every time.</p>
<p>Then if you don&#8217;t pay your minimum balance PLUS the late fee, they will charge you another late fee on top.  Also, many card agreements allow them to increase your interest rate up to 40% if you default.  Going over your limit or being late is a default.</p>
<p>Pay the card off and quit using it, do yourself the favor before you find yourself with no job and $5000 in the hole paying 30% interest or higher.</p>
]]></content:encoded>
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	<item>
		<title>By: James Valentiner</title>
		<link>http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/comment-page-1/#comment-200</link>
		<dc:creator>James Valentiner</dc:creator>
		<pubDate>Tue, 22 Sep 2009 09:04:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/#comment-200</guid>
		<description>You will be charge everytime you go over and also a charge of an over the limit charge if you do not pay it down 300.</description>
		<content:encoded><![CDATA[<p>You will be charge everytime you go over and also a charge of an over the limit charge if you do not pay it down 300.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: doanel</title>
		<link>http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/comment-page-1/#comment-199</link>
		<dc:creator>doanel</dc:creator>
		<pubDate>Sun, 20 Sep 2009 10:43:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.student--creditcards.com/2009/09/capital-one-credit-card-question/#comment-199</guid>
		<description>Every time.  Please don&#039;t do that.  You don&#039;t want to ruin the little credit you have.  In time, they will raise your credit limit.</description>
		<content:encoded><![CDATA[<p>Every time.  Please don&#8217;t do that.  You don&#8217;t want to ruin the little credit you have.  In time, they will raise your credit limit.</p>
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