Archive for September, 2009

How do credit cards work? like when do they give me more money? how long?

Wednesday, September 30th, 2009

okay so like my cc is for 500.00 from citi (college student here) and i was wondering like when they load more money on my card? i called and they said like every 3-4 months theyll give me more money is this true? i just want to know wehn they give me ...

How To Survive College (Debt-Free)

Sunday, September 27th, 2009

It's the 21st of the month, your food budget is blown & your starving. How does this keep happening? Are you really expected to eat nothing but Ramen noodles? (Not that they're not the perfect college culinary concoction.)I have good news & bad news...the answer is simply: budget.Personally, I hate ...

Credit Cards For College Students Teach Responsibility

Saturday, September 26th, 2009

For years now the credit card companies have been bombarding college students with offers of credit. All that will change on February 22, 2010 when new legislation goes into effect. Pre-screened offers and "tangible gifts" like free t-shirts and water bottles will no longer be allowed. In an even bigger ...

How does student loan debt affect my credit score?

Sunday, September 20th, 2009

I am at the final stage of paying off credit card balances. Just one more month, yippee!!!! I've also already paid off my car loan 7 months before the maturation date. Anyway, I still have close to $50,000 in student loan debts- federal and private. But that's it. I have ...

Student Debt And Finance: What You Need To Know

Saturday, September 19th, 2009

Whether you're already in debt, worried about getting into debt or looking for ways to minimise the amount of debt you accumulate, this page has been put together with you in mind.I know all about student debt from personal experience, my other half Louise and I met at University and ...

Capital one credit card question?

Thursday, September 17th, 2009

I own a student credit card and have a question. I'm close to hitting my $300 limit for my credit card. If I use it and go over will I be charged a fee each time I go over the limit or just once?

Question about Credit Cards?

Wednesday, September 16th, 2009

Im 21 and have been told I have pretty good credit (I know it was somewhere around 750 back in April, and I haven't made any late payments or anything). I have had a few store credit cards that I've canceled probably about 3 years ago (Victoria's Secret, Gap, and ...

What happens when you marry someone with extensive student loan debt?

Thursday, September 10th, 2009

Does that become your responsibility as well? I am assuming so, but I have heard conflicting stories on student loan debt, so if anyone could clear up my confusion...

Student Credit Cards

Monday, September 7th, 2009

The high interest rate is necessary for the credit card company to maintain business. As a person with no credit, a student is a high risk candidate. This means that they have no idea whether you will pay back your balance or not, since you have no credit history for ...

How to Lessen Student Debt

Sunday, September 6th, 2009

Here's a word of advice for those currently enrolled in college or high school students who will soon be paying for their college educations.First and foremost, apply for the FAFSA.In my 4 years of college, I was awarded $20,903 in federal and state grants. HUGE HELP. How much you're eligible ...